How to use the Maryland Paycheck calculator
- Enter your numbers. Fill in annual salary, state, pay frequency, filing status.
- Enter pre-tax deductions details. Fill in 401 contribution, health insurance / paycheck.
- Read your results. Results update instantly. The headline shows the take-home pay per paycheck; the breakdown and table below show the details.
Maryland income tax in 2026
Maryland uses progressive brackets. Standard deduction: $3,350 single, $6,700 married filing jointly, $6,700 head of household. Each personal exemption is $3,200.
| Rate | Single: taxable income over | Married jointly: over |
|---|---|---|
| 2% | $0 | $0 |
| 3% | $1,000 | $1,000 |
| 4% | $2,000 | $2,000 |
| 4.75% | $3,000 | $3,000 |
| 5% | $100,000 | $150,000 |
| 5.25% | $125,000 | $175,000 |
| 5.5% | $150,000 | $225,000 |
| 5.75% | $250,000 | $300,000 |
| 6.25% | $500,000 | $600,000 |
| 6.5% | $1,000,000 | $1,200,000 |
What makes Maryland different
Maryland’s state brackets top out at 6.5%, but the bigger surprise for newcomers is that every county also taxes income, at 2.25% to 3.3%. Combined, most Maryland workers pay roughly 7% to 8% on additional income. The 2025 budget law added higher brackets for top earners and simplified the standard deduction.
- Maryland added 6.25% and 6.5% brackets for high earners and replaced its percentage standard deduction with a flat $3,350 ($6,700 joint) starting in 2025.
- The $3,200 personal exemption phases out between $100,000 and $150,000 of AGI for single filers.
- Maryland’s FAMLI paid leave contributions have been delayed to 2027.
- Every Maryland county and Baltimore City levies a local income tax of 2.25%–3.3% of taxable income, withheld from your paycheck. It is not included here and is a significant extra cost.
Example take-home pay in Maryland (2026, single, paid biweekly)
| Salary | Federal tax | FICA | Maryland tax | Take-home / yr | Per paycheck |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $2,011 | $40,344 | $1,551.68 |
| $75,000 | $7,670 | $5,738 | $3,199 | $58,394 | $2,245.91 |
| $100,000 | $13,170 | $7,650 | $4,386 | $74,794 | $2,876.68 |
Examples assume the 2026 federal standard deduction and no pre-tax deductions.
Worked example
With these inputs: annual salary (gross)$75,000; stateMaryland; pay frequencyEvery 2 weeks; filing statusSingle; 401(k) contribution5%.
The calculator gives a take-home pay per paycheck of $2,140.26 ($55,647 per year · 26 paychecks). Other results: gross pay per check$2,884.62, total tax rate20.8%, federal marginal rate22%, yearly take-home$55,647.
What your results mean
Your Maryland take-home pay is gross pay minus federal income tax, Social Security (6.2%), Medicare (1.45%), Maryland income tax, and any pre-tax deductions you enter. On a $100,000 salary a single filer in Maryland keeps about $74,794 a year in 2026.
Tips
- Pre-tax 401(k) contributions lower both your federal and Maryland taxable income.
- Update your federal W-4 (and state form, if any) after major life changes.
- Compare with other states: Massachusetts, Michigan, Minnesota, Mississippi.
Frequently asked questions
Does Maryland have a state income tax in 2026?
Yes. Maryland has progressive rates from 2% to 6.5% for 2026, with a standard deduction of $3,350 for single filers.
How much is $75,000 a year after taxes in Maryland?
About $58,394 per year, or $2,245.91 every two weeks, for a single filer with no pre-tax deductions (2026 estimate).
How much is $50,000 a year after taxes in Maryland?
About $40,344 per year ($1,551.68 biweekly) for a single filer in 2026.
What percentage of a $100,000 salary goes to taxes in Maryland?
About 25.2% in 2026 for a single filer: federal income tax $13,170, Social Security and Medicare $7,650, and Maryland tax $4,386.
What is the top income tax rate in Maryland?
6.5% on single-filer taxable income above $1,000,000 in 2026.
Are there local income taxes in Maryland?
Every Maryland county and Baltimore City levies a local income tax of 2.25%–3.3% of taxable income, withheld from your paycheck. It is not included here and is a significant extra cost.
How is Maryland income tax withheld from my paycheck?
Your employer withholds Maryland tax based on your state withholding certificate and pay frequency. This calculator estimates your annual Maryland tax and spreads it evenly across paychecks, so actual withholding can differ slightly.
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Sources
- Comptroller of Maryland: 2026 withholding guide and local tax rates
- Tax Foundation: State Individual Income Tax Rates and Brackets, 2026
- IRS Rev. Proc. 2025-32 (2026 brackets & standard deduction)
- IRS newsroom: 2026 inflation adjustments
- IRS Rev. Proc. 2025-32 §4.26 (2026 QBI thresholds $201,750 / $403,500)
- IRS: Self-employment tax (Social Security and Medicare taxes)
- SSA: 2026 contribution and benefit base ($184,500)
- IRS: 401(k) limit $24,500 for 2026
- IRS Rev. Proc. 2025-32 (2026 brackets & standard deduction)
- IRS newsroom: 2026 inflation adjustments
- IRS Rev. Proc. 2025-32 §4.26 (2026 QBI thresholds $201,750 / $403,500)
- IRS: Self-employment tax (Social Security and Medicare taxes)
- SSA: 2026 contribution and benefit base ($184,500)
- IRS: 401(k) limit $24,500 for 2026