Mortgage & Housing Calculators
A home is usually the largest purchase people make, and small differences in rate, term or down payment add up to tens of thousands of dollars. These tools use the same amortization math lenders use.
Begin with how much house you can afford, then price a specific home with the mortgage calculator (including taxes, insurance, PMI and HOA). The amortization calculator shows the effect of extra payments, and the refinance calculator tells you how long it takes to recover closing costs.
All mortgage & housing calculators
🏠 Mortgage Calculator
Estimate your full monthly mortgage payment (principal, interest, property tax, insurance, PMI and HOA) with an amortization schedule.
📉 Amortization Calculator
Create a monthly or yearly amortization schedule and see how extra payments cut interest and time.
🔑 House Affordability Calculator
Estimate the home price you can afford from your income, debts, down payment and rate using lender DTI rules.
🔁 Refinance Calculator
See your new payment, monthly savings, break-even point and lifetime interest impact of refinancing.