How to use the Minnesota Paycheck calculator
- Enter your numbers. Fill in annual salary, state, pay frequency, filing status.
- Enter pre-tax deductions details. Fill in 401 contribution, health insurance / paycheck.
- Read your results. Results update instantly. The headline shows the take-home pay per paycheck; the breakdown and table below show the details.
Minnesota income tax in 2026
Minnesota uses progressive brackets. Standard deduction: $15,300 single, $30,600 married filing jointly, $23,000 head of household.
| Rate | Single: taxable income over | Married jointly: over |
|---|---|---|
| 5.35% | $0 | $0 |
| 6.8% | $33,310 | $48,700 |
| 7.85% | $109,430 | $193,480 |
| 9.85% | $203,150 | $337,930 |
What makes Minnesota different
Minnesota has four brackets, with a top rate of 9.85% that is among the highest in the country. Middle-income workers mostly pay the 6.8% rate. Starting in 2026, Minnesota also has a paid family and medical leave program funded by payroll premiums that employers can split with employees.
- Minnesota’s 2026 brackets and standard deduction ($15,300 single) are inflation-adjusted; head-of-household amounts are estimated from 2025 indexing.
- Minnesota Paid Leave began January 1, 2026, with a 0.88% premium; employers may deduct up to half (0.44%) from pay. It is not included.
- The standard deduction phases down above $244,400 of AGI, which is not modeled.
Example take-home pay in Minnesota (2026, single, paid biweekly)
| Salary | Federal tax | FICA | Minnesota tax | Take-home / yr | Per paycheck |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $1,877 | $40,478 | $1,556.86 |
| $75,000 | $7,670 | $5,738 | $3,577 | $58,016 | $2,231.38 |
| $100,000 | $13,170 | $7,650 | $5,277 | $73,903 | $2,842.44 |
Examples assume the 2026 federal standard deduction and no pre-tax deductions.
Worked example
With these inputs: annual salary (gross)$75,000; stateMinnesota; pay frequencyEvery 2 weeks; filing statusSingle; 401(k) contribution5%.
The calculator gives a take-home pay per paycheck of $2,128.69 ($55,346 per year · 26 paychecks). Other results: gross pay per check$2,884.62, total tax rate21.2%, federal marginal rate22%, yearly take-home$55,346.
What your results mean
Your Minnesota take-home pay is gross pay minus federal income tax, Social Security (6.2%), Medicare (1.45%), Minnesota income tax, and any pre-tax deductions you enter. On a $100,000 salary a single filer in Minnesota keeps about $73,903 a year in 2026.
Tips
- Pre-tax 401(k) contributions lower both your federal and Minnesota taxable income.
- Update your federal W-4 (and state form, if any) after major life changes.
- Compare with other states: Mississippi, Missouri, Montana, Nebraska.
Frequently asked questions
Does Minnesota have a state income tax in 2026?
Yes. Minnesota has progressive rates from 5.35% to 9.85% for 2026, with a standard deduction of $15,300 for single filers.
How much is $75,000 a year after taxes in Minnesota?
About $58,016 per year, or $2,231.38 every two weeks, for a single filer with no pre-tax deductions (2026 estimate).
How much is $50,000 a year after taxes in Minnesota?
About $40,478 per year ($1,556.86 biweekly) for a single filer in 2026.
What percentage of a $100,000 salary goes to taxes in Minnesota?
About 26.1% in 2026 for a single filer: federal income tax $13,170, Social Security and Medicare $7,650, and Minnesota tax $5,277.
What is the top income tax rate in Minnesota?
9.85% on single-filer taxable income above $203,150 in 2026.
Are there local income taxes in Minnesota?
This calculator covers state tax only. Minnesota does not generally levy city or county income taxes on wages, but check your locality.
How is Minnesota income tax withheld from my paycheck?
Your employer withholds Minnesota tax based on your state withholding certificate and pay frequency. This calculator estimates your annual Minnesota tax and spreads it evenly across paychecks, so actual withholding can differ slightly.
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Sources
- Minnesota DOR: income tax rates and brackets
- Minnesota Paid Leave: premiums
- Tax Foundation: State Individual Income Tax Rates and Brackets, 2026
- IRS Rev. Proc. 2025-32 (2026 brackets & standard deduction)
- IRS newsroom: 2026 inflation adjustments
- IRS Rev. Proc. 2025-32 §4.26 (2026 QBI thresholds $201,750 / $403,500)
- IRS: Self-employment tax (Social Security and Medicare taxes)
- SSA: 2026 contribution and benefit base ($184,500)
- IRS: 401(k) limit $24,500 for 2026
- IRS Rev. Proc. 2025-32 (2026 brackets & standard deduction)
- IRS newsroom: 2026 inflation adjustments
- IRS Rev. Proc. 2025-32 §4.26 (2026 QBI thresholds $201,750 / $403,500)
- IRS: Self-employment tax (Social Security and Medicare taxes)
- SSA: 2026 contribution and benefit base ($184,500)
- IRS: 401(k) limit $24,500 for 2026