How to use the Indiana Paycheck calculator
- Enter your numbers. Fill in annual salary, state, pay frequency, filing status.
- Enter pre-tax deductions details. Fill in 401 contribution, health insurance / paycheck.
- Read your results. Results update instantly. The headline shows the take-home pay per paycheck; the breakdown and table below show the details.
Indiana income tax in 2026
Indiana taxes income at a flat 2.95%. Each personal exemption reduces taxable income by $1,000.
What makes Indiana different
Indiana’s state rate is low at 2.95%, but every Indiana county adds its own income tax, so the true combined rate for most workers is roughly 4% to 6%. County tax is based on where you live on January 1. Indiana has no standard deduction, only small personal exemptions.
- Indiana’s flat rate fell to 2.95% on January 1, 2026, and is scheduled to drop to 2.9% in 2027.
- Indiana has no standard deduction; each filer gets a $1,000 personal exemption.
- Every Indiana county levies a county income tax, typically 1%–3% of income (for example about 2.02% in Marion County/Indianapolis). It is withheld from your paycheck but not included here.
Example take-home pay in Indiana (2026, single, paid biweekly)
| Salary | Federal tax | FICA | Indiana tax | Take-home / yr | Per paycheck |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $1,446 | $40,910 | $1,573.44 |
| $75,000 | $7,670 | $5,738 | $2,183 | $59,410 | $2,284.98 |
| $100,000 | $13,170 | $7,650 | $2,921 | $76,260 | $2,933.06 |
Examples assume the 2026 federal standard deduction and no pre-tax deductions.
Worked example
With these inputs: annual salary (gross)$75,000; stateIndiana; pay frequencyEvery 2 weeks; filing statusSingle; 401(k) contribution5%.
The calculator gives a take-home pay per paycheck of $2,176.74 ($56,595 per year · 26 paychecks). Other results: gross pay per check$2,884.62, total tax rate19.5%, federal marginal rate22%, yearly take-home$56,595.
What your results mean
Your Indiana take-home pay is gross pay minus federal income tax, Social Security (6.2%), Medicare (1.45%), Indiana income tax, and any pre-tax deductions you enter. On a $100,000 salary a single filer in Indiana keeps about $76,260 a year in 2026.
Tips
- Pre-tax 401(k) contributions lower both your federal and Indiana taxable income.
- Update your federal W-4 (and state form, if any) after major life changes.
- Compare with other states: Iowa, Kansas, Kentucky, Louisiana.
Frequently asked questions
Does Indiana have a state income tax in 2026?
Yes. Indiana has a flat 2.95% income tax for 2026.
How much is $75,000 a year after taxes in Indiana?
About $59,410 per year, or $2,284.98 every two weeks, for a single filer with no pre-tax deductions (2026 estimate).
How much is $50,000 a year after taxes in Indiana?
About $40,910 per year ($1,573.44 biweekly) for a single filer in 2026.
What percentage of a $100,000 salary goes to taxes in Indiana?
About 23.7% in 2026 for a single filer: federal income tax $13,170, Social Security and Medicare $7,650, and Indiana tax $2,921.
Are there local income taxes in Indiana?
Every Indiana county levies a county income tax, typically 1%–3% of income (for example about 2.02% in Marion County/Indianapolis). It is withheld from your paycheck but not included here.
How is Indiana income tax withheld from my paycheck?
Your employer withholds Indiana tax based on your state withholding certificate and pay frequency. This calculator estimates your annual Indiana tax and spreads it evenly across paychecks, so actual withholding can differ slightly.
Related calculators
Income Tax calculator · Salary to Hourly calculator · 1099 vs W-2 calculator · 401(k) calculator · All tax & salary calculators
Sources
- Indiana DOR: Departmental Notice #1 (2026 state and county withholding rates)
- Tax Foundation: State Individual Income Tax Rates and Brackets, 2026
- IRS Rev. Proc. 2025-32 (2026 brackets & standard deduction)
- IRS newsroom: 2026 inflation adjustments
- IRS Rev. Proc. 2025-32 §4.26 (2026 QBI thresholds $201,750 / $403,500)
- IRS: Self-employment tax (Social Security and Medicare taxes)
- SSA: 2026 contribution and benefit base ($184,500)
- IRS: 401(k) limit $24,500 for 2026
- IRS Rev. Proc. 2025-32 (2026 brackets & standard deduction)
- IRS newsroom: 2026 inflation adjustments
- IRS Rev. Proc. 2025-32 §4.26 (2026 QBI thresholds $201,750 / $403,500)
- IRS: Self-employment tax (Social Security and Medicare taxes)
- SSA: 2026 contribution and benefit base ($184,500)
- IRS: 401(k) limit $24,500 for 2026